Bad Credit Financing

Are you worried your less than ideal credit score will stop you from driving home in a quality Pre-Owned Toyota Corolla? Thanks to the Finance Department of Toyota of Southern Maryland, bad credit auto financing is possible! Our friendly team is eager to learn all about your on-road needs and we can't wait to help you find the comprehensive bad credit auto loan that caters to your budget, so don't hesitate to contact our Maryland Toyota dealership today!

Credit scores fall with a set range of numbers and our team can run a credit check should you choose to apply for sub-prime auto loans, letting you know where you fall on the spectrum of scores. Credit ratings fall into the following categories:

  • 700-850 - Excellent
  • 680-699 - Good
  • 620-679 - Average
  • 580-619 - Low
  • 500-579 - Poor
  • 300-499 - Bad

Contact one of our Finance Professionals via our secure Toyota website to get your questions answered  quickly. We'll contact you to discuss your individual credit rating and the factors that contributed to your score. Your credit rating uses five areas to generate a numerical value. Your payment history comprises the largest percentage of your credit score, 35%. The amounts of money you owe comprise 30%, and the length of your credit history accounts for 15% of your overall credit score. New credit and types of credit in use each comprise 10%. Our loan professionals are well versed in all bad credit car loans available and will help you not only understand your credit score and how you got there but will offer up viable tips for improvement as well.


Apply For Sub-Prime Car Loans Today
Toyota of Southern Maryland will help you apply for bad credit auto loans right now, simply use the form at the bottom of the page or make your way over to our convenient Lexington Park, MD Location. Our team will provide you with one-on-one assistance, helping you complete the application and answering any questions you have along the way. Your satisfaction is a top priority here at our Toyota dealership and our stress-free environment is sure to put you at ease. Head over now to get started on your application or use our website to send over a loan inquiry now!

Our new and used Toyota dealership works with many lenders and we enjoy a high rate of bad credit car loan approval so don't let past repossessions, foreclosures or bankruptcy filings stop you from shopping for a Used Toyota Prius, team up with Toyota of Southern Maryland today!


Do I Qualify For Bad Credit Financing?
Our team will carefully review your application and will work diligently to ensure we are gathering loan options that fall well within your ability to pay. Our team looks at a number of factors, including:

  • Your Monthly Income
  • Your Monthly Expenses
  • Late or Missed Payments
  • The Amount to be Borrowed
  • Your Ability to Pay Monthly Installment
With our help, many drivers qualify for bad credit financing assistance so don't hesitate any longer, let our team start gathering loan options for you now! Toyota of Southern Maryland looks forward to assisting with your bad credit financing needs soon. If you have any questions please don't hesitate to Contact Us or give us a call at (855) 971-0904.

Contact

Toyota Of Southern Maryland

22500 Three Notch Rd
Directions Lexington Park, MD 20653

  • Sales: (301) 863-7555
  • Service: (301) 863-7555
  • Parts: (301) 863-7555

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Important Privacy Information

Privacy Statement

Introduction
As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.
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